Your insurer said no.
That is an opinion, not a verdict.
Upload the letter. We read your policy and paperwork in minutes, find the ground your insurer got wrong, and file the appeal the same day.
Free to check · 10% only if you get paid
- Documents received
- Policy and bills extracted
- Ground identified
- Appeal drafted, ready to file
1 in 12 claims
is rejected.
Out of 3.26 crore health claims processed last year.
Fewer than 1 in 100
is ever challenged.
The forums that can reverse a rejection are free to use. Almost nobody uses them.
You upload. We do the rest.
Send the letter
Rejection letter, policy, bills. Phone photos are fine.
We find the ground
Every page extracted and read against the rules your insurer is bound by. If it isn't contestable, we say so — free.
We file and chase
Drafted in your name, filed the same day, escalated to the regulator or ombudsman if they stall.
The insurer was never the slow part.
Appeal windows close. Insurers give you a fixed period to contest, and every forum above them runs its own clock — miss one and a strong case ends on a technicality. How long the insurer takes to answer is theirs. Getting a properly argued file in front of them today is ours.
Send us your rejection.
Two minutes. We reply on WhatsApp with a straight answer.
Thanks for submitting.
We will reach out as soon as possible — on WhatsApp, with a straight answer on whether your rejection is contestable.
What does it cost?
Nothing to check. 10% of what we recover if the insurer pays, agreed in writing before anything is filed.
Are you lawyers?
No. These forums don't require one — we know which ground to argue and which deadline governs it.
Rejected months ago?
Usually still open. Ombudsman schemes typically expect you within a year of the final reply.
Outside India?
Yes. Most markets have an appeals route and an ombudsman above it. Tell us where you are.